Mortgage Loans in McKinney, TX

At Competitive Home Lending, we understand the needs of McKinney homebuyers. Whether you're buying your first home in Tucker Hill or upgrading in The Preserve at Mallard Lakes, our local expertise, wholesale mortgage rates, and fast closings give you a real advantage.
 

Unlike big banks, we offer personalized loan solutions with fewer fees and flexible underwriting. Plus, McKinney buyers may qualify for up to $3,000 in closing cost credits — available exclusively through   Competitive Home Lending.
 

From pre-approval to closing, we’re here to make your McKinney home purchase simple, affordable, and stress-free.                

Popular Neighborhoods and Zip Codes We Serve in McKinney

We proudly serve homebuyers throughout McKinney, TX — from established neighborhoods to up-and-coming communities. Whether you're buying your first home or upgrading, we provide personalized mortgage solutions for all areas including:
 

   ✅ 75070 – Includes Stonebridge Ranch, Craig Ranch, and McKinney Greens
   ✅ 75071 – Covers historic downtown McKinney, Trinity Falls, and surrounding areas
   ✅ 75069 – Southeast McKinney neighborhoods and access to Allen ISD zones
 

No matter where you're buying in McKinney, Competitive Home Lending offers low rates, fast closings, and up to $3,000 in buyer incentives.