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Mortgage Loans in Plano, TX

Plano, TX Mortgage Rates

Plano Mortgage Company

Plano Mortgage Broker

At Competitive Home Lending, we offer competitive mortgage rates and a streamlined home loan process, ensuring you get the best possible deal and move into your new home faster.

  • Competitive Mortgage Rates:  Save thousands on your Plano home loan with a below market mortgage rate. We work with the nation's best mortgage lenders to secure the most competitive mortgage loan options in Plano.
  • Streamlined Home Loan Process:  Our home loan process is designed to be efficient and stress-free, allowing you to focus on the exciting parts of Plano homeownership.
  • Plano Expertise:  Benefit from our in-depth knowledge of the Plano housing market and personalized guidance throughout your home buying journey.

Plano Mortgage Loan Programs

Plano Conventional Loans

Plano FHA Loans

Plano VA Loans

Plano HELOC

Plano Construction Loans

Plano Closing Cost Calculator

Buying a home in Plano is an exciting journey!  Competitive Home Lending's free closing cost calculator provides an estimate, empowering you to make informed decisions. Gain valuable insights into potential closing costs and approach your Plano home purchase with confidence. 

Why Plano Homebuyers Choose Us

At Competitive Home Lending, we understand the needs of Plano homebuyers. Whether you're buying your first home in Hills of Prestonwood or upgrading in Gleneagles, our local expertise, wholesale mortgage rates, and fast closings give you a real advantage.
 

Unlike big banks, we offer personalized loan solutions with fewer fees and flexible underwriting. Plus, Plano buyers may qualify for up to $3,000 in closing cost credits — available exclusively through   Competitive Home Lending.
 

From pre-approval to closing, we’re here to make your Plano home purchase simple, affordable, and stress-free.                


Popular Neighborhoods and Zip Codes We Serve in Plano


We proudly serve homebuyers throughout Plano, TX — from established neighborhoods to up-and-coming communities. Whether you're buying your first home or upgrading, we provide personalized mortgage solutions for all areas including:


   ✅ 75093 – Includes Gleneagles, Willow Bend, Prestonwood, Castlemere, and Windhaven
   ✅ 75025 – Covers Russell Creek, Ridgeview Ranch, and Legacy Hills
   ✅ 75024 – Home to Kings Ridge, Legacy West, Shoal Creek, and Deerfield neighborhoods
  

No matter where you're buying in Plano, Competitive Home Lending offers low rates, fast closings, and up to $3,000 in buyer incentives.                  

Up to $3,000 in Closing Cost Help for Plano Homebuyers

Buying a home in Plano? We can help you save thousands. When you finance through Competitive Home Lending, qualified buyers may receive up to $3,000 in closing cost credits — a flexible incentive you can use toward lender fees, escrow charges, title expenses, and more.


This exclusive offer is designed to make homeownership in Plano more affordable, whether you're buying in Kings Ridge or anywhere in 75023 or 75094.


✅ No hidden fees

✅ Use with Conventional, FHA, or VA loans

✅ Fast closings — usually within 3 weeks

Call Now

Qualify for a Plano Home Loan

Get prequalified now

Contact Us

Get the best mortgage rate in Plano!

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Competitive Home Lending

Plano, Texas, United States

469.207.0123

Hours

Mon

08:15 am – 06:45 pm

Tue

08:15 am – 06:45 pm

Wed

08:15 am – 06:45 pm

Thu

08:15 am – 06:45 pm

Fri

08:15 am – 06:45 pm

Sat

By Appointment

Sun

By Appointment

First-time Homebuyer Down Payment Assistance in Plano, TX

Up to $55,000 in down payment assistance at 0% APR for first-time homebuyers in Plano, TX. 

Find out more

Plano Homebuyer Resources

Planning to Move to Plano? Helpful Resources for New and Future Plano Homeowners.

City of Plano New Resident Checklist (pdf)Download
Plano Great Update Rebate Application (pdf)Download
Plano Home Renovation Budget Template (pdf)Download

Great Update Rebate - Plano Home Renovation

Unlock up to $5,000 in renovation savings through Plano’s Great Update Rebate—see how to stretch your budget further.  

Find out more

Copyright © 2024 REH Competitive Investments LLC. dba Competitive Home Lending NMLS 1047944 - All Rights Reserved. TSML Complaint/Recovery Notice

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